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Earning money on purchases with your favorite retailers is easy using a legit cashback app for stacking rebates. Fluz is one of these cashback apps typically created to provide ways to pad your wallet.

It’s done either by earning cash back on purchases you already made or by finding exclusive shopping discounts. However, getting the best out of the Fluz app takes a unique approach.

In this Fluz review, you’ll discover how Fluz works, what it is, and how much cash back you can potentially make. Therefore, you’ll know if this cashback app is right for you.

What is Fluz?

Fluz App: Cash-Back App For Stacking Rebates Image description

Fluz is a legit cashback mobile app (available on iOS and Android devices) that’s available to download for free and use. The platform was launched by Stefan Krautwald and Maurice Harary in 2016 and tested in Colombia, where it was initially used for selling and managing digital gift cards. 

The company experienced success, but they sold the pilot program website (Fluz Fluz Colombia). Then, the Fluz app was created in the U.S. market.

Now, Fluz focuses on providing cash back for daily purchases, from buying new clothes to eating out. 

Like many similar money making apps, Fluz is paid by retailers when it attracts customers to them. A percentage of this money is then distributed to users in different ways. Besides earning cash back on purchases, one way to make money on Fluz is to earn cash back each time a member of your network (group) uses Fluz to buy items. 

So if you refer friends or family to Fluz and use it, you will earn passive income from each purchase they make.

How Does Fluz Work?

Most cashback apps offer cashback to users who use their app to scan shopping receipts or purchase specific items. But Fluz works quite differently.

Fluz sells gift card codes to users, which they can use for loads of popular retailers. The platform partners with popular retailers such as Amazon, CVS, Domino’s, Adidas, Netflix, Nike, Walmart, Spotify, Burger King, Hulu, etc.

You earn cashback when you buy any available gift card codes via Fluz; you use the code to purchase at any applicable stores.

For instance, if you want to make an online purchase from Walmart, you’ll select the items you want on the Walmart website and add them to your cart. Then at the checkout process, you’ll see the total amount, including fees, taxes, and shipping costs.

Then login to the Fluz app, insert the exact amount you saw and buy a Walmart gift card code. You’ll earn cash back for buying the gift card code, which you can use for your Walmart purchase. It’s as simple as that! Plus, you’ll get cash back for shopping at Walmart.

Even better, you can use credit cards to buy gift cards through the Fluz app. Using this method, you can double dip your rewards effectively (also known as stacking rewards) because you’ll earn cashback and credit card rewards through Fluz simultaneously.

Another way to earn on Fluz is by building a network. Fluz allows its members to build a network of over 65,635 people. Each time a person in your network purchases an item, you’ll earn a percentage of their cash back.

Therefore, with a network of thousands, you have the potential to make a lot of money in cashback rewards. In addition, the app offers special bonuses for growing your network, which is worth thousands of dollars.

Who Can Use Fluz?

Fluz is an app open to anyone 18 or above with a compatible smartphone and a suitable payment method. If you meet this criterion, download the Fluz app on your iOS or Android devices via the App Store or Google Play. Then, complete the sign-up and another registration process to get started.

To start earning with Fluz, you should be able to buy digital gift cards using the Fluz app. Also, you’ll need to link an eligible payment method, either a credit or debit card. You can also connect your bank account, PayPal account, or Apple Pay account.

Fluz can be great for anyone who wants to earn cash back on purchases they’re already making. It also gets easier for anyone with a large social media following. The app is handy for those who like to shop online (though you will have to add something extra to your shopping routine — which typically would be buying a gift card using Fluz and using that gift card to purchase an item online).

Fluz Review: How To Get Started

How to get started with Fluz Cash-Back App For Stacking Rebates

Using the Fluz app is quite easy. First, however, follow these simple steps to get the best out of the app.

  • Step 1

To get started:

Download the Fluz app and sign up for an account.

Use a name that is similar to the payment method you plan to use.

Provide your real phone number and email address during the sign-up process.

  • Step 2

In the app, you’ll find a section called “transactions.” Go there and link your debit or credit card to your Fluz account. It’s important to note that once you enter the name on the card, you won’t be able to edit it later. So, make sure to sign up with a name similar to your preferred payment method.

  • Step 3

Fluz has partnered with many well-known companies, including major retailers, restaurants, and grocers. Browse through the app to find your favorite retailer among the 468+ partners they have. You’ll have plenty of options to choose from.

  • Step 4

Shopping with Fluz is easy and convenient. There are no special steps required. You can shop online or in-store just like you normally would. So, feel free to start shopping at your preferred retailers!

  • Step 5

After making a purchase, open the Fluz app and enter the exact amount you spent, including any applicable taxes. Fluz will charge the debit or credit card you linked to your account. In return, you’ll receive a pin, a gift card, and a QR code.

  • Step 6

Depending on how you shop, you’ll need to use either the gift card code or the QR code. If you’re shopping online, enter the gift card code during checkout. If you’re shopping in-store, simply show the cashier the QR code displayed on your Fluz app.

  • Step 7

Whenever you make a transaction using Fluz, you earn cash back. The cashback amount is instantly credited to your Fluz account. However, please note that for your first withdrawal, there is a minimum withdrawal amount of $25.

  • Step 8

To access the cash back you’ve earned, you can transfer it to your bank account. Fluz offers various withdrawal options, such as PayPal, direct bank transfer, virtual debit card, or Venmo. Simply request the app to transfer your earnings using your preferred method.

How Much Can You Earn From Fluz?

You can earn up to 35% off gift card purchases at specific retailers.

However, there’s a limit on the cashback, so you won’t get 35% back on a $100 gift card, for example. But you can get a few $10 gift cards. The amount you make depends on how much you shop and whether you choose to refer friends.

So if you want to earn more, inviting your friends to join the app with your referral link is a great idea. Fluz offers a referral program that enables you to earn more cash each time your friends make purchases and invite their friends.

To refer friends, invite them to join through the app or share your Fluz referral code online. Each time your friends join using your link, they automatically join your network. Consequently, your friends will be given three vouchers for 35% cash back when they sign-up, and in turn, you’ll get a coupon.

How to Earn Stacking Rebates on Fluz

Another way to earn with Fluz is by leveraging the double stack.

To receive the double stack:

  • Buy a $100 gift card at a store for 5% rewards. Earn $5 Fluz cash. Pay with a credit card that makes at least 2% cashback or points and earn rewards (as usual) for the purchase.
  • Check the Cashback Monitor and find the best portal. Let’s say it’s Swagbucks. Then, click through to the store.
  • At checkout, use the gift cards as your method of payment. You’ll receive your portal cashback (points or miles) and the Fluz cashback.

Fluz Review: Pros & Cons

Like any other cashback app, Fluz has its pros and cons. Reviewing this will help you know if it’s the best cashback app.


  • Fluz can be used in conjunction with other cashback apps and rewards portals, allowing you to increase your overall savings.
  • The cashback you earn with Fluz is instantly credited to your account.
  • Fluz employs bank-level encryption to safeguard your data.
  • Once you make your initial withdrawal of $26, future withdrawals require minimal amounts.
  • You can combine savings and rewards through Fluz.
  • Fluz provides access to a wide range of online and in-store stores.


  • For every purchase, you’ll need to go through the in-app payment process, which can be time-consuming.
  • Different payment methods offer varying cashback rates, and commonly used methods like debit and credit cards tend to have lower rates.
  • In-store payments could use some improvements.
  • Fluz has a one-time minimum withdrawal amount of $26 for the first cashout, so savings are not immediately accessible.

Why Use Fluz?

Cash-Back App For Stacking Rebates for Fluz app

Fluz is a legit cashback app offering two key aspects and a clean user interface that distinguishes it from other options. First, it allows stacking rebates with other cashback and discount sites to promote more significant savings.

Furthermore, it’s one of the few apps that offer cash back at retailers like restaurants and grocery stores. It’s an enticing premise and promises a whole new experience of greater shopping deals.

Fluz offers users cash back when they shop at partnered retailers and pay using the Fluz app. This means you’ll need to link a payment account — a credit card, debit card, PayPal, or bank account — and then enter the exact purchase amount within Fluz before checking out.

Then, you’ll receive a gift card code (for shopping online) or a QR code to scan (for in-store shopping) to pay the retailer. As a reward for this extra step, you’ll earn 1-5% (and sometimes 1-20%) of your purchase price.

Final Opinion

Fluz is a legitimate app that rewards you with cashback when you shop at different places. It works with various stores, brands, and restaurants. The best part is you can combine the cashback you earn from Fluz with other savings like coupons.

The only thing is, to receive the cashback, you need to purchase a gift card beforehand. This step is similar to other apps that require receipts. However, Fluz offers a convenient way to save money while shopping. 

Simply use the app, buy a gift card, and enjoy the benefits of cashback rewards. It’s a smart way to maximize your savings.

Frequently Asked Questions

Is Fluz a Legit App?

Fluz is a legit cashback app enabling users to earn rewards for shopping. However, unlike other cashback platforms, Fluz allows you to buy a gift card for the same amount as your purchase. You’ll get cash back for this, and you can use the gift card to pay for your purchase.

If you shop regularly, Fluz is one of the most reliable ways to earn extra money for something you already do. On top of that, it is 100% free to register! The platform has been rewarding users since 2019.

Who Owns Fluz?

Co-founder Maurice Harary owns the Fluz app. The platform was launched by Stefan Krautwald and Maurice Harary in 2016 and tested in Colombia, where it was initially used for selling and managing digital gift cards. 

The company experienced success, but the pilot program website (Fluz Fluz Colombia) was sold. Then, the Fluz app was created in the U.S. market.

Does Fluz Sell Gift Cards?

Yes, it does. Fluz is a payment app that allows users to purchase a gift card from them and earn cash back on the purchase, similar to platforms like MPX. When you buy a gift card from Fluz, you can use it to trade in over a hundred select merchants.

How Do I Check For Balance On My FLUZ Gift Card?

You can simply search the store’s gift card balance checker on Google. Then, get the result by entering the card number and pin on the Fluz App. Some merchants like Uber, amazon, Spotify, etc. require you to log into your account to check the gift card balance or redeem the reward.

Do Fluz Gift Cards Expire?

Yes, they do. A Fluz voucher will expire sixty days from the date the voucher is issued. Therefore, ensure you use them before the expiry date. Once a gift card is expired, it becomes invalid and cannot be used for any purpose.

How do I Withdraw Money From FLUZ App?

  • To withdraw money from your Fluz account:
  • Visit your Fluz wallet, located at the top left of your screen.
  • Tap on transfer, and select “Withdraw from Fluz.
  • Tap to choose your withdrawal method.
  • Insert the amount you wish to withdraw, cross-check, and confirm.

Note: You must reach a $26 lifetime cashback balance before you are allowed to withdraw. It is a one-time requirement, so you can withdraw anytime as soon as you earn $26.

Where Can I Find Stores where Fluz gives cashback?

Fluz has cashback offers for lots of stores and brands, like Airbnb, Albertsons, Amazon, AMC Theatres, Best Buy, DoorDash, eBay, Fred Meyer, GameStop, Giant Eagle, H&M, Home Depot, IHOP, Instacart, Jiffy Lube, Kohl’s, and Kroger.

Can you use/stack multiple cashback apps?

Some cashback programs allow using multiple apps simultaneously, but it varies. You might not be able to use more than one app at once. However, you could try combining discount promo code extensions with cashback programs. Additionally, using a cashback credit card for your purchase can give you added benefits.

How much can you withdraw from Fluz?

You can withdraw from Fluz once you’ve earned $15 or more. The minimum withdrawal amount is $1 per transaction. Note that refunds added to your Fluz Balance don’t count toward the $15 minimum requirement. *There may be a minimum amount needed for withdrawals via a Visa prepaid card.

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