Last updated Mar. 11, 2023 by Charles Zemub
Identity theft is a common threat that can cause a lot of damage to your finances and credit. Luckily, there are some companies out there that provide identity protection services.
These services help you detect identity theft, protect your personal information and even assist you in recovering from it if necessary.
In this article, we will look at 13 different companies that offer some form of identity theft protection service, including tips on how they differ and which one might be right for you.
LifeLock is one of the most popular identity theft protection companies in the U.S., with over 7 million customers nationwide. It offers a variety of services that help you protect your personal information, which includes:
Credit monitoring and alerts to detect credit card fraud and identity theft
Identity theft insurance coverage up to $1 million (if an unauthorized person files a claim against your credit report)
Social security number monitoring, so they can let you know if an application has been made in your name (i.e., applying for a job or opening a bank account).
Cinch Security is a credit monitoring service that provides you free monthly access to your credit score. You can also set up automatic alerts for fraud, identity theft, and more.
The company will also notify you if new changes to your credit profile could affect you negatively. In addition to these features, Cinch also offers $1 million in identity theft protection and recovery services.
TubeBuddy is a Chrome extension that helps you find and save videos from YouTube. It’s one of the best tools out there when it comes to saving your favorite content and helping you collect content for later viewing.
The service pulls in all of the metadata for any given video (including a thumbnail), so you can add them to your queue and watch them later.
TubeBuddy is free to use, but it has some limitations: You can only save ten videos at a time, and the number of videos that can be edited per month varies based on your chosen plan.
Identity theft protection: This service helps you monitor your credit report and alert you if there’s any suspicious activity.
Identity theft recovery: If your identity has been stolen, this part of the plan will help you restore it by disputing fraudulent accounts on your behalf.
Identity theft resolution: This lets you skip the hassle of dealing with credit bureaus directly and can help eliminate debt caused by identity theft.
Identity theft insurance: If someone steals your identity and uses it to open or make purchases in an unauthorized way, this type of insurance can pay for any damages incurred due to the incident (like paying off debt).
In addition to these services, some plans also include additional coverage, such as lost wages while recovering from an incident or legal fees associated with resolving disputes related to fraud charges being made against someone with your social security number.
After their data has been compromised due to hacking attempts or other types of cyberattacks on big companies’ servers where sensitive information like birthdates is stored online.
Identity Guard is a subsidiary of the TrueIdentity company. Identity Guard is a credit monitoring service that offers real-time alerts when there are changes to your credit file,
Including new accounts opened in your name, credit card fraud, and other fraudulent activity. Their services include:
Identity theft protection
$1 million in identity theft insurance coverage
ID monitoring for people who have been scammed by their business partners or family members
Lifelock is a great service to keep your identity safe, including credit monitoring and fraud resolution.
Lifelock is one of the oldest and most popular identity theft protection services. It has been around since 2005, so it’s had plenty of time to build a reputation.
The company offers several different services, including credit monitoring, fraud resolution assistance, and identity theft insurance.
Although Lifelock isn’t cheap—it costs $10 per month or $30 per year—it does have some attractive features like 24/7 online support through its website or phone line (888-567-8688).
The company also offers free consultations with attorneys specializing in consumer protection law when you sign up for an account with them.
ProtectMyID is a credit monitoring and identity protection service. It offers credit monitoring, identity protection, 30-day ID theft insurance, and an emergency card replacement service.
It also provides fraud alerts, credit reports and scores, legal support, and more.
ProtectMyID monitors your credit activity to help you detect suspicious activity before it turns into something that can damage your finances or reputation.
If something goes wrong, the company will help you work through the problem with law enforcement agencies to get back on track as soon as possible.
TransUnion ID Theft Protection is a credit monitoring service that provides you with alerts when there is a change in your credit report.
This includes fraudulent account activity and identity theft. It will also notify you if someone tries to access your personal information and offers tools for rebuilding your identity after an identity theft incident.
Experian provides this credit monitoring and identity theft protection service. It offers you a one-year subscription to its Stolen Identity Refund Recovery Plus service for free for the first 30 days, after which it costs $19.99/month.
The company provides credit monitoring and identity theft protection services. With this service, you can monitor your financial information, such as your credit score, and reports from all three major credit bureaus, at no additional charge.
Suppose any unauthorized use of your personal information is detected via its alerts system or website access to your reports. In that case, the company will send instructions on getting back in touch with them so they can assist further if needed.
In addition to monitoring activity on all three major bureaus’ records daily for any changes that may affect your financial standing or impact potential fraud attempts against you;
Stolen Identity Refund Recovery Plus can also help protect against tax refund fraud by providing real-time alerts when there’s suspicious activity related to tax filings.
The Experian ProtectMyID Deluxe Plan is a good option for those who want to protect themselves from identity theft. The plan will cost you $19.99 per month, but that’s about as much as it should cost for the comprehensive protection and features it provides.
The protections offered by this plan include the following:
- Credit monitoring ($1 million service guarantee)
- Identity theft restoration assistance (up to $50,000)
- Social security number monitoring ($1 million service guarantee)
Pros of this plan include the following: Experian has a strong reputation in the credit industry and is known for offering safe products to consumers; they also have a good track record regarding privacy issues and know-your-customer (KYC) requirements.
They’ve been around since 1996, so they’ve had plenty of time to work out any kinks with their products or services, and most importantly, their customer service is top-notch.
Cons might include: It’s not cheap, but if you’re going with one of the best options, the price shouldn’t matter too much.
To help you protect your identity, IdentityForce has a mobile app. The app is available for Android and iOS devices, so you can use it on your phone or tablet.
It also works with its web-based platform to give you complete control over your account and minimize identity theft risk.
The IdentityForce mobile app allows users to:
- Sign in securely using either fingerprint scanning or facial recognition technology (depending on the device)
- View current fraud alerts and recent transactions
- Check credit scores without affecting them negatively by doing so
If you want to keep an eye on the latest activity in your credit report, TrustedID Premier offers a great deal. It’s very similar to its basic service, but with more features.
For instance, it provides access to all three major credit bureaus (Equifax, Experian, and TransUnion) so that you can get updated reports on their activity once per week instead of just once monthly.
This is particularly useful if someone has stolen your identity because they might try to open accounts or borrow money using your information at different banks or other institutions at different times during the year.
This way, you’ll be alert if anything suspicious happens across all three agencies.
Additionally, it includes 24/7 fraud alert monitoring which will notify anyone who pulls up one of these reports that there is an issue with it and provide them with instructions for contacting TrustedID directly so that they can ensure their identity hasn’t been stolen by someone else either through fraud or negligence.
IdentityIQ Prime Plus is a credit monitoring and identity theft protection service that monitors your credit report and scores for signs of identity theft. IdentityIQ also provides you with credit monitoring alerts for any changes to your information.
Such as an address change or a new account opening. If you want more than just the alerts, IdentityIQ Prime Plus has an app for iOS and Android devices to check your score on the go.
IdentityIQ’s website is easy to use, clearly explaining what their services cover and how they work.
The company also has a blog of useful tips on preventing identity theft, including how to pick secure passwords and protect yourself online by using two-factor authentication (2FA).
One of the best ways to protect yourself from identity thieves is by regularly monitoring your credit report and reports from the three major credit-reporting agencies.
Identity thieves take your information, then apply for loans and open new accounts in your name, building up credit and debt you’ll eventually have to pay off.
Protect yourself from this nasty crime by regularly checking your free annual credit reports at AnnualCreditReport.com.
Yes, identity theft protection is worth it to an extent. You want to be sure that your information isn’t vulnerable in any way.
However, spending a lot of money on identity theft protection doesn’t make sense if you don’t have much money to spare in the first place.
So while taking steps toward protecting your finances is good, don’t go overboard with membership fees or other costs associated with these services.
Frequently Asked Questions
What is the highest-rated identity theft protection?
IdentityForce is the highest-rated identity theft protection in the industry. IdentityForce offers a 100% guarantee that your identity will be protected or your money back.
In addition, there is no contract, so you can cancel anytime. These reasons are why I’m using IDSForce for my identity theft protection this year.
How is Zander compared to LifeLock?
Zander is a lot like LifeLock. Both companies provide identity theft protection. But Zander does more than just protect you from fraud; they also help you recover from it.
LifeLock only gives you a fraud alert, which means any business that tries to open an account in your name will get a message saying that they should contact you to confirm the account before opening it.
With a fraud alert, credit card companies and other businesses may require additional proof of your identity before they process your application.
Zander Elite is a top-of-the-line, hands-free device. It has a retail price of $299.95, which many people find very costly.
However, it can be purchased at almost half that price on Amazon and other online retailers. Zander Medical Inc., a San Diego, California company, makes Zander Elite.
The company’s mission is to provide devices for those with limited or no use of their hands or arms. They have over 29 years of experience in the medical field, along with an A+ rating with the Better Business Bureau.
Yes, there are many competitors to LifeLock. LifeLock is a product of its time, and many similar products are available now.
LifeLock was originally introduced in 2005 as one of the more expensive options available to consumers, but now several companies have similar products at a lower price point. One of those options is IDShield by MyIDCare, which offers identity theft protection for all individuals at $9.99 per month.
Is Chase identity monitoring good?
Chase identity monitoring is a relatively new service that allows users to monitor their credit for any changes or irregularities.
However, it does not report your activity or alert you to anything; instead, it can only inform you of changes that have already happened.
USAA does not provide identity theft protection—they only offer it as a benefit of membership.
Identity theft protection is a service that helps prevent you from dealing with the hassle of cleaning up the mess after someone steals your identity and uses it for their own purposes.
You might receive an alert about suspicious activity or credit checks on your accounts or be alerted when someone applies for credit using your name or other personal information.
And, if you’re the victim of identity theft, you might be able to receive reimbursement for out-of-pocket expenses incurred as a result.
As you can see, the best identity theft protection companies are all set up to help you protect yourself from this potentially devastating crime.
While many people know what they need or want in their plan, others may be unable to determine which company offers them the best features and services.
We hope this review helped clarify some things for those looking for more information on how each company works and what they offer before signing up so they can feel confident that they’re making an informed decision when selecting one over another.