Last updated Apr. 18, 2023 by Peter Jakes
Looking for a way to earn money through referrals? Some websites and apps will pay you to refer your friends. And most of these platforms are free to join; yours is to participate in their referral programs and get paid.
Getting paid for referring your friends is one of the best ways of making extra cash because, aside from being free to start, it’s super easy to do!
Simply share your referral codes or links with your friends, family, and colleagues, or place them on social media platforms, including forums, blog posts, YouTube videos, etc., and earn up to $ 100 for doing so.
It’s a brilliant idea to sign up for multiple platforms. Doing so will give you a good chance of making more money with referrals. Here are 120+ websites and apps that will pay you to refer friends.
You can earn money by referring your family or friends to these websites and apps related to food and groceries.
If you’re a Splendid Spoon user, you can earn 25 points for every friend you refer. On the other hand, your friend will earn $25 off their first order. You can redeem your points for cash once it reaches the minimum withdrawal.
Shipt is a grocery delivery service that also features a referral program that’ll give you a $10 credit when you refer your friends. In addition, the people you refer can save up to $10 on annual membership.
Those who use your referral link to join Green Chef will get up to $55 off their first order. On the other hand, if your friend places a 2nd order, you’ll earn $25 in credit.
pays you a $20 credit for healthy snacks for telling your friends about their platform. Also, your friends will get 25% off on their first order.
GrubHub is a restaurant delivery service that has a referral program. Each person you refer will save $10 off their first order of $15 or more. For your reward, you’ll earn a $10 referral bonus.
On the Home Chef platform, you can earn $35 in credit for every referral. Also, the friend you refer will save $35 on their first order.
Gift Card Granny has a referral program that’ll give you a $5 bonus for every friend you refer. Your friend also gets $5 upon signing up.
You can also leverage finance-based websites and apps that pay you to refer your friends. These apps also help make, invest, manage, or save money. Here are some of the best financial apps to earn from.
Fundrise is a popular real estate crowdfunding platform that offers a referral program. For each friend you refer, the platform will waive your fees for 90-365 days, depending on your account level. In addition, your friend will get 90 days of a startup with no fees from Fundrise for their investment.
Webull is an online brokerage that gives free stock rewards for referring a friend. However, the details of their offers change from time to time, but as soon as you sign up for a free account, you’ll get your referral link and access the current offer on your account dashboard.
Robinhood is an investing app that also has a referral program. When you refer a friend to the app, you’ll each get a free stock added to your account.
CardCash is a site similar to Fundrise. They’ll also pay you $5 for referring a friend. On the other hand, your friend will earn a $5 off coupon, which they can use for their first purchase.
Public.com is another online brokerage that provides commission-free trades of stocks, cryptocurrency, and ETFs. After creating your free account, you’ll have access l to refer friends and earn a free slice of stock in any company of your choice (worth $3 – $300*). Additionally, your friends will get a free slice of stock after signing up.
Formerly known as Nvstr, Tornado is an investing app that gives a reward of $10 – $1,000 per referral. You could get a reward of a random amount, starting from a minimum of $10. Moreover, your friend will get a signup reward of $10 – $1,000.
With, you can get $10 in Bitcoin when your referrals purchase at least $100 of digital currency. In addition, your friends will earn $10 of free Bitcoin.
Groundfloor is a popular real estate investment platform that gives you $10 as a referral reward for every friend you refer. More so, your friend will also get up to $10, and all they need do is invest a minimum of $10 of their money.
Personal Capital is an amazing finance app that hat also has a great referral program. You and your friend stand a chance of earning a $20 Amazon gift card.
However, for the rewards to be paid, your friend will have to link at least one verified financial account to Personal Capital. The referral link will appear in your dashboard after you’ve linked at least one of your accounts.
Moomoo is a trading app where you’ll get five free stocks for referring a friend who deposits at least $100. The stocks can be worth over $2,000. The app has the potential to become one of the best referral programs that give cash or rewards.
Unifimoney is an investment app offering a bonus of up to $25 in Bitcoin for every friend you refer to the platform. However, your friend must invest a minimum of $1,000 within the first 14 days for you to get rewarded.
Bumped is both a cashback and investment app. You can get free stock ownership rewards depending on your purchases with a free account. Additionally, they have a referral program in which you can get $1 of stock for every person that signs up through your unique referral link.
M1 Finance is an app that allows you to create and automate your investing. In addition, the M1 referral program will give you and your referral $10-$50. The more you refer, the more your chances of earning more!
BlockFi is a leading cryptocurrency exchange platform that’ll pay you $10 in Bitcoin for every referral that funds their account with a minimum of $100. In addition, your friend will get a $10 bonus in Bitcoin. If you’re able to refer up to five people, your bonus will increase to $20 for each referral.
Chase Freedom cardholder gets a $100 bonus (up to $500 yearly) for referring a friend that joins and is approved for the Chase Freedom credit card.
Chase Freedom Unlimited cardholders get a $100 reward(up to $500 yearly) for referring a friend that registers and is accredited for the Chase Freedom Unlimited credit card.
Titan is a premier investment advisor that offers you a chance to win a portfolio that’s worth up to $10,000 for every friend you refer. Your friend will get 100 days with zero fees to try the platform.
As a Discover cardholder, you can refer your friends and get $100 when your friend applies for their credit card and makes their first purchase. In addition, your friend will get a $100 bonus.
Betterment is a popular Robo advisor that’ll give you a free month for every friend you refer. Additionally, your referral will get three months for free.
Wealthsimple users can earn twelve months of free management service (on $10,000) for every friend that’s referred. Your referral will also get free management for as low as $10,000 for 12 months.
As a Worthy Bonds user, you’ll earn a $5 bonus for each friend who signs up to invest in business bonds using your unique link.
Acorn is an app that allows users to invest their spare change. Acorns will gift you $5 (sent to your Acorns account) for each friend you refer. In addition, your friend will get $5 in their Acorns account.
Qapital is a free banking app that will pay you up to $100 per referral.
Digit is another automated savings app that’ll pay you $5 per referral.
is a finance-related app that will pay you $15 for referring your friends. And when they sign up, they’ll also get a $15 bonus.
LendKey is a student loan refinancing app. You can get $200 for every referral approved for a loan and another $200 for every friend that takes out a loan with the LendKey app.
On TurboTax, you can earn $25 for referring to your friends. On the other hand, your friends will also get 20% off from a paid online federal product.
Rebate apps give you cash back or other rewards in exchange for receipts showing proof of purchase of products or items. There are some rebates websites and apps that pay you for a referral.
You can earn up to $20 in rewards for every friend you refer to RebateKey. It is a website that offers discounts through rebates at sites like Amazon. Besides, your friend can get free products and discounts with their free RebateKey account.
Rebaid is another rebate site that’s quite similar to RebateKey. In addition to amazing deals, you can earn $10 for telling your friends about the Rebaid platform using your unique referral link.
If you can spare a few seconds to complete surveys, start using one of the following apps. Aside from paying you for completing surveys, you can earn from their referral programs.
Swagbucks is one of the best apps where you can earn free money by simply watching videos, taking surveys, downloading apps, and playing games. There’s also the Swagbucks referral program that’ll pay you $3 (300 Swagbucks) for every friend that you refer.
In addition, you’ll get 10% of the Swagbucks earned by your referrals. New members will get a $5 bonus for making a $25 purchase from any Swagbucks partner websites.
MyPoints has similar offers to Swagbucks. You can earn cash back for purchases or points for tasks like taking surveys and other minor tasks. The app will also give you 25 bonus points for each referral. You can also get up to 650 bonus points when your referral makes a purchase.
InboxDollars is a site that pays you for completing surveys, playing games, watching videos, and trying free offers. You’ll earn 10% of the money your referred friends earn, and your friends will also get a $5 bonus for joining the platform.
Raise.com allows you to buy gift cards at discounted prices. And as a user, you can make $5 for each friend you refer (up to $100 earned). Besides, friends get to enjoy $5 off.
is another website for making money doing online surveys and other tasks. In addition, they offer a multi-level referral program. For every friend you refer to KashKick, you’ll earn 25% of the points they get, and you’ll also earn 5% of the points from the people your friends refer.
PrizeRebel also allows you to make money from surveys and other tasks. You’ll get 15% off all points earned by the friends you refer. Registration is free, and the referral program is legit!
The slide is a cashback app that will pay you up to $20 for referring your friend. Your friend will also earn up to $20 upon registration.
Ibotta is a popular cashback app that will pay you a $5 bonus to refer your friends. Also, your friend will earn $10. The bonuses would be added to your Ibotta balance.
BeFrugal is another cashback site that gives bonuses to you and your friends. For referring a friend, you’ll get $10. And your friend will also earn $10. To qualify for this bonus, your friend will have to earn $10 in cashback from purchases within 365 days of signing up.
Dollar Dig is similar to BeFrugal and is another great app for earning cashback. Their program will pay you up to $2.50 for each friend that you refer, and your friend will also earn $2.50. However, you’ll need a minimum balance of $25 to cash out via PayPal or check.
Fetch is one of the best cashback apps for groceries. The site will give you 2,000 Fetch points for referring a friend.
You can get $10 for every friend you refer to TopCashback. However, your friend doesn’t get any bonus. Nonetheless, your friends may be happy to join because it’s a great app that gives cashback.
Drop is a great cashback app that links to credit cards. Share Drop with your friend using your unique referral link, and you’ll both earn 1,000 drop points ($1) when they link a card.
Giving Assistant is a cashback site that allows you to donate your cashback reward to non-profit organizations. Otherwise, you can keep it for yourself. However, they’ll pay you $5 for every friend you refer, and your friend will also earn $5 as a bonus. Your referral bonus will be added to your balance once your friend earns cashback.
Shopkick’s cashback rewards come with a twist. You can earn points (known as kicks) for visiting stores and scanning items. You and your friends will earn 250 kicks (equivalent to $1) when they visit or scan within seven days of installing the Shopkick app.
Honeygain is a passive income app that will pay you 10% of the earnings of your friends you refer to the platform. In addition, your friend will earn a $5 bonus for signing up using your link.
Health is wealth, and literally, you can earn money by using apps that’ll help you stay fit and healthy. Here are health-related websites and apps where you can earn money by referring your friends.
IdealFit has an IdealRaw referral program where your friends can save 20% off their first order of organic supplements. And For referring them, you’ll get $10.
Plant Therapy is a company that sells essential oils and accessories. They also feature a referral program. When you refer your friend, they’ll get $10 off, and you’ll earn a $10 credit for a future order.
On FabFitFun, your referrals will earn $10 off their first box, and you’ll get $15 in credit.
You can earn prizes with the Sweatcoin app for walking outdoors. In addition, you can earn 5 Sweatcoins (which can be converted for cash) for referring your friends to the free app. However, your friends don’t get a bonus for joining.
MyProtein is a platform that offers supplements and fitness clothing. As a user, you are eligible to earn $20 for referring a friend.
Puritan’s Pride is a company that sells supplements, vitamins, and beauty care products at affordable prices. As a member, you can earn rewards for referrals using their Puritan’s Perks program. However, you’ll need to be logged in to your Puritan’s Pride account to access the referral options.
Grove Collective is yet another health-related app where you can earn through their referral program. You can give your friends a gift set.
And you can also earn a $10 referral bonus soon as they make their first purchase.
You can earn extra money by referring your friends or family to your favorite stores and online shops. Below are platforms you can use.
This site primarily sells secondhand clothes. When you refer a friend to, they’ll enjoy $10 off their first purchase. And after their purchase, you’ll get $10 for the referral.
Swap.com is one of the world’s largest consignment websites. The person you refer to will earn up to 40% off their first purchase of a minimum of $20.
When you refer a friend to Homage (vintage apparel), they’ll get $20 off when they purchase an item worth $40 or more. Additionally, you’ll earn $20 in credit for each referral.
Sam’s Club is another e-commerce website that has a referral program. Refer your friends, and they’ll get $20 upon signing up. As your reward, you’d be gifted a $10 gift card for each referral.
The Clymb offers great prices on items like outdoor gear and clothing. For referring your friend, they’ll get $10 off their first purchase of $50 or more. Then you’ll also get $10 in credit as a reward for referring them.
Rent the Runway is a fashion rental website that will give you an extra item for every shipment when the person you refer places their first order. Your friend will also get 40% off their first month.
Tradesy is a designer women’s fashion site that will give you $10 for each friend you refer. In addition, your friend will get $20 off their first purchase!
Vimbly is a deal website for things to do in different cities. They also feature a referral program where you can earn $10 in Vimbly credit. Also, your friend will get $10 for joining the platform.
MeUndies gives your friends discount offers on their first purchase, and you’ll get $20 in credit as a referral bonus.
Tech Apps and websites are not left out of this referral bonus. Here are the popular ones that reward.
Dropbox gives you 500 MB + 1 GB of free storage for every referral to Dropbox.
When your friend uses your link to sign up for, they will save 10% on their first order. In addition, you’ll get 10% off your first or with a credit of $100.
Cricket Wireless is a Low-cost prepaid wireless carrier that’ll give you and your friend a $25 credit to your account.
ConvertKit is an email marketing platform that’ll give you 30% of the revenue gotten from your referrals.
Verizon also features a refer-a-friend program that users can use to earn account credit. However, the amount you will earn depends on what your friend signs up for.
is a well-known low-cost web hosting program. It features an affiliate program that allows you to earn $60 for every customer you refer. The bonus can increase depending on how many customers you refer.
Like ConvertKit, MailChimp is an email service that’ll pay you and your friends an amount of $30 via its referral program.
As a DISH user, you can sign in to your DISH account and retrieve a referral link. And you’ll earn 100 points ($50) for every successful referral.
Siteground is similar to Bluehost. The platform pays at least $50 per sale using its affiliate program.
MailerLite is another email marketing service. Your friends will get a $20 bonus by signing up via your referral link, and you’ll also earn a $20 bonus for every friend who upgrades from a free to a premium account.
With SendOwl, you can easily sell downloadable products from a blog or website. You can also refer your friends and get a 20% commission for life. Furthermore, your friend will receive a 30-day free trial.
There are other apps and websites that also do referral programs.
Neighbor is a popular peer-to-peer rental platform used for storage space. They’ll give you a $50 bonus for referring a friend who creates an account to list their space for rent on the platform. More so, your friend will earn a $50 bonus.
Skillshare is an online learning platform that’ll give you one free month of membership (for unlimited access to courses) for referring your friend.
As a Dollar Shave Club user, you’ll earn $5 for each friend you refer. But there isn’t any bonus offer for your friend.
Handy is a handyman and cleaning service that pays for referring a friend.
Meanwhile, your friend will enjoy a discount, and you’ll also earn $40 in Handy credit.
VBT is a bicycling or walking vacation platform where you can earn $150 in travel credit. Your referral will also earn $100 in travel credit.
Rivet is a pet-sitting app that will give your friends $20 to use on the site, and You’ll get $20 credit for each friend through their referral program.
Pavlus Travel is a travel company’s referral program that will pay you up to $500 for referring a friend.
To get the most out of these referral websites and apps, try to refer as many people as possible.
You could share your unique referral link on social media with a caption that’d convince people it’s legit, and make them register using your link. Remember, the more you refer, the more your chances of making more money!