Budgeting Blogs

Most people grow up in an environment that incorporates in them financial discipline and education. If you are not one of these people, you’ll be required to follow budgeting and financial blogs that benefit your life.

Most financial blogs offer free resources that enable you to make smart financial decisions.

Several financial blogs offer effective tips and strategies. While most aren’t certified financial counselors, they share practical and effective tips that work for their readers.

This article lets you find the best budgeting and financial blogs to follow.

What is a Budget?

A budget is a document written to predict the earnings and expenditures of an individual, group, family, or business. Having a budget makes it easy to track your spending. It also prevents wasteful expenses and enables the detection of money leakage.

Types of budgets include:

  • Personal Budget
  • Government budgets
  • Corporate budgets

Budget In Accounting

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A budget in accounting is a financial statement showing a business’s evaluated income and expenditures for a specific period based on the business’s plans and goals. It could be a short-term or long-term budget.

The general purpose of a budget is for businesses to monitor their performance and know their operational costs.

How Do I Create A Budget Blog?

Here’s a step-by-step guide on how to create a budget blog:

  • Choose a name that represents your budget blog
  • Select your preferred blogging platform and sign up for hosting
  • Install the essential plugins and choose a theme to design your website
  • Start creating and publishing content regularly to build an audience.

Top 20 Budget Blogs You Should Check Out

Inspired Budget

Inspired Budget is a blog that provides content on how to create effective budgeting strategies. On this blog, you will find different approaches to saving money, irrespective of your age. It also prepares you for a better financial life.

The Inspired Budget Blog also offers free resources and tools that enable you to invest wisely. Additionally, the website provides essential money tools that help you manage your financial life without stress.

If you love podcasts, subscribe to the Inspired Budget channel to learn budgeting, Money-saving, and investment tips.

Belief In A Budget

Belief In A Budget is another budget blog to check out for realistic budget strategies. With its budget plans, you can take control of your financial life.

Belief in a Budget was founded by Kristin and has been featured on reputable media sites like the U.S. TODAY, CBSNEWS, and more.

The blog shares budgeting tips and fun challenges to help you stick to your budgeting plan. Most of its strategies are fun and exciting.

In addition to sharing budgeting strategies, Belief in a Budget shares money-making and saving tips.

The Frugal Toad

Sticking to a financial budget is not as hard as it seems. With a smartphone and an Internet connection, you can access educational materials on how to stay in control of your Budget from the Frugal Toad website.

The Frugal Toad blog offers free and helpful resources that help you manage your money. It also provides frugal living tips and information on improving your credit score, getting the best mortgage loan, the best places to travel without spending lavishly, and more.

Frugal Toad also provides materials on personal finance.

The Busy Budgeter

The Busy Budgeter is another budget blog that provides you with all the necessary resources to make effective budgeting. Its free tools make budgeting fun and simple.

Since it is generally known that planning a budget is easier than sticking to it, Busy Budget Blog developed a 90-day budget boot camp where budgeting strategies are shared to ensure that you stick to your Budget.

Aside from providing budgeting tips, Busy Budget Blog also provides you with home management tips that improve your overall financial lifestyle. The site also offers free resources on meal planning.

Living Richly On A Budget

Living Richly on a Budget is a website that aims to help people achieve their dream life through effective budgeting. Keeping updates with this blog will help you discover different ways to cut costs, save, and make money.

It also offers free printables and resources to help you create and stick to a budget.

Aside from the budgeting tips it provides, this blog also creates content on healthy food recipes and restaurants with great menus that can help you stay on Budget. If you’re a food lover and love trying different food recipes, this blog provides tips on saving cash while trying out different menus.

Money Saving Mom

Money Saving Mom is a blog designed for families on a budget. If you are in charge of your family’s finances, this blog shares effective money-making and budgeting tips that keep you on the right track.

It also shares daily updates on the hottest online and store deals available; hence, you can save and cut down on your budget when shopping for clothes, kitchen items, home applications, electronics, and more.

The blog also shares effective and practical tips for shopping on a budget.

Making Sense Of Cents

Making Sense of Cents is another tip-budger blog that updates users on money-making and saving tips. This platform was founded by a Finance MBA graduate, and it aims to provide individuals with fun and interesting ways to control their financial lives.

Making Sense of Cents has been featured on reputable media websites and has received several awards and mentions; thus, it is worth checking out if you’re on the lookout for blogs with budgeting and saving tips.

The platform also provides tips on how to earn passive income online.

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The Clever Girl Finance

The Clever Girl Finance is one of the best financial websites. It’s a platform where women can get access to budgeting tips.

The Clever Girl Finance (TCGF), founded by Bola Sokunbi, is a top-pick blog to get incredibly free resources that improve your financial life. It also shares budgeting, saving, investment, and financial wellness tips.

In addition, you can access video content on budgeting and a podcast channel that updates followers on the latest budgeting and investment strategies. The platform also offers personal finance courses and books to guide your financial freedom journey.


Logical Dollars is another top-budget blog founded by Anna Barker – a certified blogger well-known for creating and sharing effective money management strategies. The blog also provides an intensive knowledge base that answers any financial questions you may have.

In addition, Logical Dollars also shares comprehensive budget tips, methods, and tools that help in budgeting. It provides access to free budgeting printables, planners, and worksheets to make budgeting easier and more fun.

Besides the budgeting tips it offers, Logical Dollars also creates content on investment.

Budgets Are Sexy

BAS is a budget blog created in 2008 that shares information about money, minimalism, and lifestyle design. It is one of the best sites for budgeting and financial wellness tips.

Budget Are Sexy (BAS) aims to provide accurate and sufficient information on how to make more money, manage your money, and make wise financial decisions.


Alexis, the founder of Fitnancials, enjoys making money, saving it, and helping women like herself achieve their financial goals. The Fitnancial website helps recommends some of the best budgeting strategies – making it one of the best budget blogs to check out.

There are tons of useful resources on this blog. Most of them range from money-saving tips to tips on how to pay off debts, investment tips, profitable side hustles to start, and more.

The Budget Mom

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The Budget Mom is a go-to blog for everything you need to know about personal finance. Its content helps guide you through achieving your financial goals.

The blog shares tips on frugal living, money-saving, and management tips. It also features financial quizzes and printables to make budgeting and financial life more fun.

On The Budget Mom, you will find resources on how to set a realistic budget, stick to a budget, achieve financial goals, and prevent wasteful spending.

With Budget Mom, you get financial advice and resources from an accredited financial counselor. The blog also features digital products, including budget planners, printables, and online courses to assist you at every stage of your financial freedom journey.

Simple Thrifty Living

Simple Thrifty Living is one of the best blogs to get budgeting tips for a better financial life. This finance blog is fully packed.

In addition to offering budgeting tips, this blog provides accurate investment strategies and educative information on loans, insurance, credit cards, money-saving, and other personal finance tips.

The blog is easy to navigate and enables first-timers to easily find information on any financial interest.

Penny Pinchin Mom

Penny Pinchin Mom is your go-to blog for tips on budgeting, savings, money-making, and debts. It is one of the best blogs for people with family. If you manage the finances of your home, this blog provides budgeting strategies that help you achieve your family plans and financial goals.

Penny Pinchin’s Mom has a lot to offer. The blog has a coupon-and-deal section that updates ongoing deals, enabling you to cut down on expenses. Additionally, the blog uploads DIY content and tips on home management, meal planning, and parenting – all of which enable you to cater to your family’s overall wellness.

The Savvy Couple

The Savvy Couple is a finance blog that acts as a financial guide to most families. Like most of the blogs on this list, the Savvy Couple blog offers tips on budgeting, money-making, and savings to families.

This finance blog provides you with all you need to create and stick to an effective budget. It also includes a review of the best budgeting apps to check out. Resources such as digital budget planners and printables are also available on the blog.

The Savvy Couple blog has been featured on notable media sites like Forbes, Yahoo!, USA TODAY, and more.

Penny Hoarder

Like the blogs in this article, Penny Hoarder is a financial blog that enables you to discover budgeting tips and essential budgeting apps.

Penny Hoarder also offers resources that simplify your budgeting process. Thus, it’s one of the best blogs to follow if you’re determined to change your financial situation.

On this blog, you will find out the different ways to make money and pay off debts.

Living Well, Spending Less

Living a comfortable life does not require making expenses on more than what is required; Hence, The Living Well, Spending Less blog strives to help people discover ways to live a comfortable life while staying within Budget.

The blog shares simple tips on home management to enable you to cut down on your expenses. It also shares tips on how to prepare easy, delicious, and budget-friendly meals. You will also find content on living a healthy and productive life.

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The Clever Dude

Clever Dude, as the name implies, is a blog that shares tips on managing and improving your financial life cleverly. It updates you on effective budgeting tips, tricks, and strategies.

On Clever Dude, you will discover new and exciting ways to save money and prepare budget-friendly meals. It also provides you with practical tips that help solve your financial problems.

The blog specializes in personal finance niches, family, and marriage.

Money With Katie

Money with Katie is another great financial blog for finding effective money management and budgeting tips. The blog centers on creating money-related content, such as money-making tips, investment tips, and tax strategies.

The blog also has a podcast and YouTube channel where topics on personal finance and investment are discussed.


PayPant is a fast-growing financial website that offers tons of resources and content on personal finance, money-making, budgeting, side hustles, and more.

“At Paypant.com, our mission is to democratize the financial independence of social groups, communities, and families and help you get ahead in your financial journey. We believe it’s not what you have but what you do with what you have that eventually matters.

With an ethos of financial empowerment and a strong sense of community, we share information in a way that’s easy to understand, thereby helping you acquire better ways of making wise financial decisions with confidence.

Effective money management does not need to be complicated, even though we understand it can take some hard work and time for many people.”

Another Interesting Article: 18 Best Budgeting Methods That Actually Work

How To Grow A Financial Blog

If you own a financial blog, here’s a step-by-step guide on how to grow it and make it into a popular finance blog;

  1. Create good content by using content research tools to find content topics in demand.
  2. Optimize your posts for search engines. Create SEO content, or hire a professional SEO analyst.
  3. Optimize your blog to make it simple and user-friendly. This increases your retention rate.
  4. Promote your blog through social media. Post teasers of your latest content across all social media platforms to attract your targeted audience.


It’s easy to go wrong in your financial life if you lack the proper financial education and resources. If you cannot afford to buy courses on personal finance, it is advisable to utilize free resources and blogs. With the blogs mentioned in this article, you can take control of your financial life and create budgeting strategies that work.

Frequently Asked Questions On Budgeting

What Are The Types Of Budgets

The different types of budgets include personal budgets, operating budgets, corporate budgets, government budgets, and financial budgets.

Why Should You Budget?

Budgeting makes it easy to achieve a financial goal. It incorporates financial discipline and enables you to anticipate your spending, emergencies, increases in costs, and more.

Does Starting A Blog Cost Money?

Yes! Building and starting a professionally-looking blog costs money. You’ll be required to budget for web hosting, a unique domain name, a website template or theme, and more.

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