Health Sharing Insurance Plan

Health sharing plans are a type of insurance that allows you to share the cost of your medical expenses with other members. These plans aren’t for everyone, but there are situations where they make sense for both individuals and families.

In this article, we’ll explore what health sharing plans are and how they work, what kind of coverage you can expect from them, and who might benefit from having one.

Liberty Share

Liberty Share is a Christian health sharing plan that is operated by Liberty HealthShare. It has a monthly fee of $150 per month, and its lifetime maximum is $1 million.

Liberty Share is a health sharing plan that is operated by Liberty HealthShare. It has a monthly fee of $150 per month, and its lifetime maximum is $1 million. Liberty Share does not cover contraceptive devices, abortion services, or vasectomies.

Aliera Healthcare

  • You’re a Christian.
  • You want a health plan that will help you save money without sacrificing quality.
  • You have a few extra bucks to contribute each month for bigger savings on your medical bills.

If you’ve answered yes to any of these questions, Aliera Healthcare may be just what the doctor ordered. Aliera Healthcare is a health care sharing ministry that focuses on reducing members’ out-of-pocket medical costs through a variety of plans.

Aliera Healthcare is a Christian health care sharing ministry and member of the National Christian Council on Health Care.

The organization offers several unique plans for individuals, families, and groups with no deductibles or copays.

Christian Health Care Ministries

Christian Health Care Ministries is a faith-based health sharing ministry that has been around since 1982. It is a non-profit organization with an annual deductible of $1,000 for single coverage, and $2,000 for family coverage.

This plan has no individual or family maximum out-of-pocket costs. Coverage begins the first month after enrollment and does not have to be paid for upfront there are no deductibles or other waiting periods before you start getting benefits from your plan.

If you enroll in Christian Health Care Ministries as a family, there are no restrictions on how many people can join (up to three adults and dependents).

But if you enroll as an individual or couple without children, there may be restrictions on who else can join your membership group; see their website for details on this point.

Samaritan Ministries

Samaritan Ministries is a Christian health care sharing ministry with no affiliation to any other health-sharing ministry. It was founded in 1989 as a non-profit Christian organization and now has a membership of over 200,000 families in the United States.

Samaritan Ministries offers memberships across several states including Arizona, New Mexico, and Oklahoma.

Members contribute monthly or annually to the ministry while they receive medical care at discounted rates from participating providers who have agreed to provide discounts for Samaritan Ministries members.


Medi-Share is a faith-based health insurance plan that functions similarly to other health sharing plans. You can join if you are a Christian, and must provide some proof of your religious affiliation.

In addition, you must be a member in good standing with your church or ministry before joining Medi-Share; the company will verify this information through their network of churches and ministries.

Medi-Share offers three different plans: Bronze, Silver and Gold. Bronze plan members share costs equally among themselves; members pay $6 per month for medical expenses up to $2,000 each year, while the company pays 80%.

The Silver plan has higher monthly premiums ($35) but lower out-of-pocket costs ($1,500 individual/$3,000 family). Gold plans have higher monthly premiums ($55-$65) with lower annual deductibles ($4K individual/$8K family).

Altrua HealthShare

  • Costs: $0/year, $100/month, or $200/month
  • Coverage: You may be eligible for coverage if you are a citizen of the United States or a legal alien who meets certain requirements.
  • Benefits: Critical illness and accident coverage.
  • Eligibility: To qualify, you must be at least 18 years old and make less than $50,000 per year (or less than 100% of the federal poverty level). If you are 65 or older then your income must fall below 125% of FPL.
  • How to apply: You can start by filling out an online application here on our website! It’s super easy. Or call us at 1-800-FOR-HEALTH (36743) anytime between 9am and 5pm EST Monday through Friday.

Our customer service team will guide you through each step until everything is completed. Remember when applying for healthcare that it takes about two weeks for us to activate your membership so please allow this time frame before contacting us with questions about your status in our system.

Also, keep in mind that during high volume seasons (such as tax season) we may experience longer wait times due to increased demand so please plan accordingly when calling us back later than expected.”

Liberty HealthShare

Liberty HealthShare is a health-sharing plan, but it’s also Christian. If you’re looking for a faith-based health plan that shares your values and beliefs, Liberty HealthShare may be the right choice for you.

Liberty HealthShare is one of the largest Christian health sharing plans in America with over 240,000 members. Membership is open to anyone who lives within their service area (Arizona, Colorado, Illinois, and Texas).

The monthly premium is $90 per month while members pay $2,500 annually as a deductible if they need care beyond that amount during the year.

The Alliance

The Alliance is a nonprofit, Christian health-sharing plan. The Alliance’s goal is to provide affordable health care for families and individuals who cannot afford traditional health insurance.

This program offers a savings plan for people who do not have access to traditional medical coverage or are not eligible for government programs like Medicaid.

The Alliance works similarly as other health-sharing ministries by pooling contributions from members together so that each member can receive medical care at discounted rates if they need it.

Members pay annual membership fees and agree to live lifestyles that support the mission of The Alliance: “to be an agent of hope in the lives of those who are economically disadvantaged.”

They also agree to only use their membership when they truly need it these are referred to as “true claims” within the policy documents.

Members receive quarterly statements regarding their account activity so they have visibility into how much money remains in their accounts after each cycle period ends (a quarter).

In addition, there are no penalties if someone uses his/her coverage less than expected during any given year; instead, he/she would simply have less money available when needed later on down the road (but still more than many other plans).

Zion health sharing

Zion Health Sharing is a health care sharing program that has been in operation for more than 20 In this article, we’ll go into detail about what the program is and how it works.

We’ll also describe some of the most common benefits and concerns people have about this unique type of health insurance, as well as its advantages over traditional insurance plans.

Founded in North Carolina in 1989, Zion Health Sharing is a Christian health care sharing program that describes itself as “a community of people who share a commitment to faith in God and love for one another.”

The company serves members all over the United States and Canada through its network of affiliated doctors.

The way Zion is different from other health care sharing programs is that it includes a layer of Christian teaching with its services.

The group’s website features a section called “Jesus on Health Care” where visitors can find quotes from the Bible to read on subjects like suffering and healing, along with videos about how to live with integrity and honor both God and their fellow man.

Christian healthcare ministries

Christian healthcare ministries are non-profit organizations that specialize in providing services to the poor and uninsured.

Many of these organizations have religious affiliations and are supported by churches, but they are also available to people of other faiths as well.

Christian healthcare ministries exist throughout the US, but there is no central authority for them.

Each one operates independently and has its own policies, practices, and beliefs about everything from eligibility requirements to the treatment methods offered.

 Some focus on emergency care or specific services such as women’s health or addiction counseling.

Others concentrate on general wellness and prevention, while others still provide long-term care for those who otherwise would be unable to afford it.

There are dozens of different types of Christian healthcare ministries in America today, with many more continuing to come into being each year.


What is a Health Sharing Program?

Health sharing programs are a new way to cover healthcare costs. They’re also an uncommon option for covering healthcare costs.

That’s because health sharing programs aren’t insurance, and they aren’t tax-exempt savings accounts, either.

They’re a blend of the two, which creates all sorts of confusion. The best way to understand them is to think of the way you use your own money.

You might save some money in your bank account for emergencies or other important purposes, but you also spend money on things like groceries and leisure activities. Health sharing programs work the same way.

Are health share plans a good idea?

Health share plans are a good idea for many people. Especially if you are in the young, healthy bracket, this might be a great option for you.

There are several different health share plans out there, but at the most basic level they all work the same way: you pay a fixed monthly fee to get access to an enormous network of doctors, hospitals, and medical facilities across the country.

With your membership, you can see any doctor who is part of the network without additional fees or paperwork you just need to call up the provider and coordinate an appointment.

Each health share plan has its own network of coverage providers, so you’ll have to do some research to find a provider that fits your needs and makes sense for your budget.

How much is Medi-Share monthly?

Medi-Share is a Christian health care sharing ministry, which means that members share each other’s medical bills.

It’s a great option for Christians who feel led to live their faith by helping those in need, and it’s also a great option if you’re looking to save money on your health insurance without compromising your morals.

Medi-Share charges an affordable $270 per year (or $20 per month), plus the cost of co-payments from doctors’ visits. This monthly fee covers all medical expenses for the entire family; there are no deductibles or hidden fees.

Medi-Share is not insurance, but rather a health care sharing ministry. Members pay into the medical fund, and each time you need medical care, the cost of that care is shared by all members who have paid into the fund (including yourself).

This means that if someone else in your community has their appendix removed and spends $10,000 on surgery, then you’ll pay $10.

How expensive is Medi-Share?

Medi-Share is not a cheap health insurance plan. It’s actually significantly more expensive than the Affordable Care Act, and other private health plans.

A single person who earns $20,000 a year will pay just over $200 a month in premiums for Medi-Share. This includes an additional $65 to cover the cost of dental care (more on this later). In total, this represents about 40% of their income.

This can be reduced if you’re willing to pay more and get less coverage a couple that earns $120,000 and pays $570 per month will have their medical expenses paid for, but they’ll also need to pay for their own dental coverage.

Medi-Share does not cover many common pre-existing conditions. This means that if you or your family members have medical issues that were diagnosed in the past, you might want to consider another plan.

The most common pre-existing conditions include heart disease, cancer, diabetes, and arthritis. If you do have one of these conditions, it doesn’t necessarily mean that you wouldn’t qualify for Medi-Share.

It just means that you’ll have to pay an extra charge in addition to your regular premium. If you’re looking at a plan that has a low monthly premium, be sure to ask if there are any extra fees attached.

If you’re considering a plan with a high monthly premium, check the fine print and make sure that it includes all of the coverage options that you need.

Can I cancel Medi-Share anytime?

Yes, you can cancel Medi-Share anytime and still be covered by the plan for the remainder of the year. You won’t have to pay anything for coverage, but you will have to pay the full cost of any medical services you receive up until your cancellation date.

You do not need a physician’s referral or a note from your physician requesting the cancellation if it’s due to non-payment or non-coverage of premiums.

If you want to retain your membership, you must keep paying your monthly dues on time (no later than the 15th of each month) and also make sure that all other members in your household are doing the same.

In fact, if even one member misses a payment they’ll all be dropped from their coverage. If you want to cancel because of non-payment, you will have to pay for any medical services received up until your cancellation date.

If the plan was sold through an agent or broker, contact them immediately and let them know that you are discontinuing coverage.

If you cancel your coverage, you will have to pay for any medical services received up until your cancellation date. If the plan was sold through an agent or broker, contact them immediately and let them know that you are discontinuing coverage.


Health sharing plans are a great option for those who don’t have insurance through work, can’t afford it, or have been denied coverage by an insurance company.

They allow you to share the cost of medical bills with other members of your community, which makes them ideal for people who want to stay healthy without spending too much money on premiums and deductibles.

It’s important to understand exactly what these plans entail before signing up though because they aren’t right for everyone.

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