Last updated Jul. 7, 2024 by Peter Jakes
In a digital age where every penny counts, cash back apps have emerged as one of the best ways to save money effortlessly. With options like Fetch Rewards, you can simply scan your receipts and earn points that translate to real savings. But Fetch Rewards is just the tip of the iceberg. Here are 19 other fantastic cash back apps that you should consider using in 2023.
1. Rakuten
Formerly known as Ebates, Rakuten partners with a multitude of retailers to offer cash back on your purchases. Simply shop through the Rakuten portal, and your cash back will be credited to your account.
2. Ibotta
With Ibotta, you can earn cash back by scanning your grocery receipts, linking loyalty accounts, or making in-app purchases. It’s user-friendly and offers a wide range of participating retailers.
3. Dosh
Dosh connects directly to your credit card and rewards you instantly when you spend at participating merchants. It’s automatic and requires minimal effort.
4. Shopkick
Shopkick gives you points merely for walking into stores, scanning items, and making purchases. These points can then be redeemed for gift cards, making it a virtually effortless way to earn rewards.
5. Honey
While primarily a browser extension that finds coupon codes, Honey also offers cash back when you shop through their Honey Gold feature. Accumulate enough points and you can redeem them for gift cards.
6. Checkout 51
Checkout 51 focuses primarily on grocery savings. Simply browse the weekly offers, purchase the items, then scan your receipt to earn cash back.
7. Swagbucks
Swagbucks offers multiple ways to earn, including taking surveys, watching videos, and shopping online for cash back. It’s a versatile app with many earning opportunities.
8. TopCashback
TopCashback partners with retailers to provide some of the highest cash back rates. Shop through their site and your earnings will be deposited into your TopCashback account.
9. MyPoints
Much like Swagbucks, MyPoints rewards you for a variety of actions including shopping online, taking surveys, and watching videos. It’s an excellent all-round app for earning rewards.
10. Receipt Hog
Simply snap a photo of your grocery receipt with Receipt Hog and earn points. Those points can be converted into cash or gift cards.
11. Drop
Drop allows you to link your debit and credit cards to earn points automatically on purchases at their partner retailers. You don’t need to scan receipts or clip coupons, making it very convenient.
12. BeFrugal
BeFrugal offers high cash back rates and a simple user interface. Additionally, they provide a $10 sign-up bonus and a 125% cash back guarantee.
13. CouponCabin
Though primarily a coupon site, CouponCabin also offers cash back. Use their service to find deals and you’ll earn rewards on purchases made through their platform.
14. GetUpside
GetUpside is focused on gas, groceries, and dining. You earn cash back by signing up, checking local offers, and then scanning your receipts.
15. Paribus
Paribus helps you get money back on your online purchases by finding price drops after you’ve bought something. It tracks your purchases and automatically submits claims on your behalf.
16. Fetch Rewards
While Fetch Rewards is already mentioned, it truly is one of the best for grocery-specific savings. Simply scan your receipt and earn points that can be transformed into gift cards.
17. CoinOut
CoinOut offers cash back for both online and in-store purchases. Scan your receipts or shop through their app to accumulate rewards.
18. Checkout Smart
Similar to Checkout 51, Checkout Smart focuses on grocery savings. Look for offers, purchase the items, and snap a photo of your receipt to get rewarded.
19. Pei
Pei links to your debit or credit cards and rewards you for spending at participating merchants. Like Dosh, it works automatically, making it a set-it-and-forget-it kind of app.
FAQs
What Are Cash Back Apps?
Cash back apps provide users with rebates or money back on purchases made through specific retailers or for certain items. They reward you for shopping as you normally would.
How Do Cash Back Apps Like Fetch Rewards Work?
Most apps require you to either scan your purchase receipts or link your debit/credit cards. Once verified, you earn points or cash back that can be redeemed for gift cards or direct money transfer.
Are Cash Back Apps Safe to Use?
Yes, most reputable cash back apps use secure encryption to protect your data. Always check the privacy policies and app reviews to ensure their credibility.
Can I Use Multiple Cash Back Apps at Once?
Absolutely! You can maximize your savings by using multiple apps. Just ensure you’re following each app’s specific guidelines for earning cash back.
How Do I Redeem My Cash Back or Points?
Each app has its own redemption process but generally involves transferring money to your bank account, requesting a PayPal payout, or redeeming points for gift cards.
✓ Short Answer
Cash back apps like Fetch Rewards offer rebates on purchases. These apps often require scanning receipts or linking cards. Examples include Rakuten, Ibotta, and Dosh. They are generally safe, and using multiple apps can maximize savings. Redemption usually involves direct transfers or gift cards.
